MMI Debt Consolidation
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Nationwide debt relief program

Debt is just a number.
We help you write it smaller, month by month.

MMI builds a custom plan around your budget, negotiates with your creditors on your behalf, and gives you a dashboard that tracks every dollar until your balance hits zero.

See your estimated savings How it works
34%*Avg. reduction on enrolled balances
24–48 moTypical program length
14,000+*Clients enrolled to date
Enrolled balance
$32,450
Current balance
$21,870
ENROLLED · JAN 2025PROJECTED DEBT-FREE · NOV 2027

Free, no-obligation

What could your program look like?

Slide to your approximate unsecured debt total (credit cards, medical bills, personal loans).

Estimated savings$7,500
Est. monthly deposit$287
Est. program length36 mo
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*Illustrative estimate for demonstration purposes only — not a quote or guarantee. Actual results depend on your creditors, program terms, and individual circumstances.

The process

Four steps from overwhelmed to debt-free

The same sequence for every client — nothing skipped, nothing hidden.

01

Free consultation

A specialist reviews your full financial picture with no obligation and no impact to your credit.

02

Custom plan

We build a program sized to your budget, with a projected balance and payoff date you can see up front.

03

We negotiate

Your dedicated team works directly with creditors, and every offer is logged to your dashboard.

04

Track to zero

Watch your ledger balance decline in real time until the day your program is complete.

Programs

Built around how you want to get there

Debt Consolidation

Combine multiple balances into a single, predictable monthly payment — often at a lower blended rate.

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Debt Settlement

We negotiate directly with creditors to resolve eligible unsecured debt for less than the full balance owed.

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Credit Counseling

One-on-one budgeting support and a debt management plan for clients who want structure without settlement.

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Why MMI

Everything is visible, nothing is a surprise

— No upfront fees

Pay only on results

Fees are tied to debts we successfully resolve, disclosed in writing before you enroll.

— Live tracking

A dashboard, not a call center

See your balance, your deposits, and every creditor negotiation the moment it updates.

— One point of contact

A dedicated specialist

The same person follows your file from enrollment to your last payment.

FAQ

Common questions

Will this hurt my credit? +

Debt settlement programs typically involve pausing payments to enrolled creditors, which can affect your credit score in the short term. Your specialist will walk through the specific tradeoffs for your situation during your free consultation.

Are there any upfront fees? +

No. Fees are only charged as debts are settled, and the fee structure is disclosed in full before you sign anything.

How long does a typical program take? +

Most programs run 24–48 months, depending on your total debt, monthly budget, and how creditors respond to negotiation.

Is my money safe while I'm enrolled? +

Program deposits are held in a dedicated account in your name, and every deposit and disbursement is itemized on your dashboard.

Can I leave the program at any time? +

Yes. There's no long-term contract that prevents you from exiting the program whenever you choose.

Get started

Talk to a debt specialist — free, no obligation

Tell us a little about your situation and someone from our team will follow up within one business day.

Phone — (800) 555-0199
Email — hello@mmidebtconsolidation.com
Hours — Mon–Fri, 8am–8pm ET
Thanks — a debt specialist will call you within one business day.
MMI Debt Consolidation